My Veda Alert

My Credit File, my credit reputation
.

Every day, thousands of changes are made to Credit Files, such as:

  • New enquires are made by credit providers when you apply for credit.
  • New addresses loaded
  • Information such as payment defaults
  • Account repayment history

Subscribing to the My Veda Alert service is like having health or car insurance. It helps protect you from identity theft and credit fraud.

Your file is used by potential lenders to determine your credit worthiness: Ensure you are in the know with who is accessing it and what they are adding and/or changing on your credit file.

Manage your credit reputation: By being informed you can more proactively manage your credit file.

When you subscribe to My Veda Alert, you will be notified by email within 24 hours when specific information has been added or changed to your credit file. 

  • New Addresses are loaded
  • New Inquiries are made by credit providers when you apply for credit
  • New Payment defaults are loaded
  • New Judgements are loaded
  • New Public Notices are loaded
  • New Insolvencies are loaded
  • New Directorships are loaded
  • Specific Payment Default Status changes 
  • Specific Judgement Status changes
  • Specific Insolvency Status changes
  • New accounts loaded
  • Account repayment history 
  • Account status changes

When you subscribe to My Veda Alert, you will also receive a My Veda Credit Reputation, dispatched to you within one working day.

Please note, VedaScore Ratings1 are not provided when any insolvency information is present on your credit file. Insolvency information remains on your credit file for four years from the date of discharge.