Products
My Credit File Express
In a rush for your credit report? My Credit File Express delivers within three working days.
- Delivered within 3 business days
- See what banks and lenders see
My Credit File
Don't need your credit report right away? You can order a free credit report.
- Dispatched within 10 business days
- See what banks and lenders see
My Credit Alert
Subscribe to My Credit Alert for:
- Your credit report
- PLUS your Equifax Score Rating
- See what banks and lenders see
- Directorship details
- Alerts to certain changes on your credit report
- Guard against identity theft
Protect yourself
from identity theft
Be alerted
if your credit report changes*
*Alerts are a feature of the My Credit Alert product
Apply for credit
with confidence
Credit Disputes
Have you found an error on your personal credit report? We can help you resolve it.
Information Guides
Your Credit File Explained
Your Credit File will be explained in this practical guide. You will gain a better understanding of the information in your credit file, the terminology used, and the steps you can take to correct inaccuracies.
Understanding Your Credit Score
What does your Equifax Credit Score actually mean? This guide will provide information on how a credit score is determined, what is included and the impact it has on your financial situation.
Your Rights Explained
In New Zealand, you have rights under the Privacy Act 2020 regarding access to, storage of, and use of your credit information. This document gives you an overview of your rights and what information Equifax can and cannot hold.
Blog
Your Rights Explained
As a consumer living in New Zealand, you have rights under the Privacy Act 2020 in relation to the access, storage and use of your personal credit information. Learn more about your rights.
Six credit score myths - busted
Is a credit score the same as a credit file? Does your credit score determine if you get approved for a loan? We bust the top six credit score myths!
COVID + Credit: Protecting yourself and your credit file
Scams and hacking attempts are rife – with both individuals and companies being targeted. So, how can you protect yourself or your business from cyber security threats? And what are the red flags? Here’s some of our most frequently asked questions.